Bajaj Housing Finance Ltd. (BHFL) is a prominent non-banking financial company (NBFC) in India, specializing in housing-related finance. It's a subsidiary of Bajaj Finance Ltd., and has been classified as an Upper-Layer NBFC by the RBI under its Scale-Based Regulations.
📊 Latest Financial Highlights (Q1 FY26 Preview)
- Assets Under Management (AUM): 1.2 lakh crore, up 24% YoY and 5% QoQ
- Loan Assets: 1.05 lakh crore, up 24.2% YoY
- Disbursements: 14,640 crore, up 22% YoY
- Net Profit (PAT): Expected to rise 19–21% YoY to 574–584 crore
- Net Interest Income (NII): Estimated to grow 24–28% YoY to 827–851 crore
- Net Interest Margin (NIM): Projected at ~3.2%, slightly compressed due to rate cuts
The company is well-positioned to benefit from the rising demand for housing loans, as more people seek to buy homes. With a focus on technology and customer service, BHFL is likely to enhance its operational efficiency, attracting more clients and growing its market share. As a result, the stock price of BHFL could rise, with steady growth by its expanding loan portfolio and strong brand recognition. In 2026, its share price target would be 253, as per our analysis.
SHORT TERM VIEW
entry - 119.50-123
stop loss - 117.60
target - 135-140
📊 Latest Financial Highlights (Q1 FY26 Preview)
- Assets Under Management (AUM): 1.2 lakh crore, up 24% YoY and 5% QoQ
- Loan Assets: 1.05 lakh crore, up 24.2% YoY
- Disbursements: 14,640 crore, up 22% YoY
- Net Profit (PAT): Expected to rise 19–21% YoY to 574–584 crore
- Net Interest Income (NII): Estimated to grow 24–28% YoY to 827–851 crore
- Net Interest Margin (NIM): Projected at ~3.2%, slightly compressed due to rate cuts
The company is well-positioned to benefit from the rising demand for housing loans, as more people seek to buy homes. With a focus on technology and customer service, BHFL is likely to enhance its operational efficiency, attracting more clients and growing its market share. As a result, the stock price of BHFL could rise, with steady growth by its expanding loan portfolio and strong brand recognition. In 2026, its share price target would be 253, as per our analysis.
SHORT TERM VIEW
entry - 119.50-123
stop loss - 117.60
target - 135-140
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The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.
Disclaimer
The information and publications are not meant to be, and do not constitute, financial, investment, trading, or other types of advice or recommendations supplied or endorsed by TradingView. Read more in the Terms of Use.