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New year resolutions 2021

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It is the beginning of the year and this is the time when you are likely to see membership in gyms, yoga, fitness centres pick up.

We are all living our lives in separate rooms and also in a big room. Let me explain. You see, when you go to work and if you do enjoy your work, then you derive not only financial compensation but you also gain friendship, teamwork, leadership skills, etc at work. This is something that is transferable when you move on to the next vocation.

So this year, 2021, what would you like your new career to be ? The pandemic may hit some of us hard, especially financially and that is where most of us derive our main source of income from. And where that collapsed, we find ourselves in a pitiful state trying to live from hand to mouth and worrying constantly about bills, mortgages, etc.

Make a firm decision that you would do SOMETHING this year ! There is no need to spend lots of money , just some tweaking of your daily habits.
Here are some of my suggestions and things that I do :

1. Get a clear glass container - This is where you deposit a minimum dollar coin into it each day. Seeing it filling up is satisfying. And when it reaches a certain level, you can use it wisely for investment.

2. Food - Despite the pandemic, it seems like many of us are still eating food no less but more in my observation. The trend of food delivery where we can now access to a wide variety of food 7/24 makes it scary. Scary because we humans sometime lack discipline and we overeat. That means, piling on a wide suite of lifestyle diseases like diabetes , high blood pressure, cholesterol,etc. Make sure you exercise more than you eat as a rough guide.

3. Transport - If pre-Covid days , you have been cruising on Uber and Grab and make it a lifestyle, make an attempt to change it this year. Maybe not all days but 2-3 x a week. Make an effort to take public transport (especially in Singapore where it is so convenient, affordable and accessible). First you get to walk the extra mile, give you heart a good exercise and also save some money.

4. Smoking and drinking - I have quitted smoking many years ago and also do not drink. Remember, your health is your own responsibility, not others. So, make a conscious effort to quit it this year! You will be amazed how much more energy you have after you did it and it would be the best decision you ever made in your life !

5. Watching TV - I am guilty ever since my wife subscribed to Netflix. So, I am limiting myself to an hour maximum regardless how interesting or exciting the plot of the story may be. Sitting in front of the TV, munching bags after bags of snacks is a sure way to put on weight, destroy your brain cells and most important of all, an unhealthy way to spend your time.

6. Exercise - I cant say enough of this. Lately, I am quite obsessed with swimming and have been practising hard for it. I do see some improvements but I know from my coach perspective that I need to work on the techniques, stamina ,etc.
No need to sign up expensive gym membership for a start. Just make a point to walk more. For example, you can alight one stop earlier and walk to your destination. Or hit the parks around your residence in the evening instead of mindless surfing the net or updating your social media profile !

7. Reflection - This is a important part for me as by now, some of my followers know that I write quite a fair bit. Time passes fast and before you know it, January is over. So make a point to write down what you want to achieve this year. It need not be an audacious goal like conquering Mount Everest or things like that. It can be to hit the road 2 times a week. That is a good start. Then gradually increase when your stamina improves. This year, I want to be more mindful of the way I communicate with my kids as I know I am a role model to them. I need to watch my non-verbal as well as verbal communications. It is not going to be easy but it is important so it is a MUST DO on my list I will be conscious and think through my words before it blurt out from my mouth. Patience - yes yes yes , not only in investment but also towards raising kids. If God is so forgiving towards my sins, there is no reasons that I can't forgive others especially my family members (no matter what they did ). It takes time, effort and practice.

8. Investment - I put this last because there is so much to reflect on. Reading through some of my past posts, I realised at times , I still allow noises, greed, pressure to overtake me and I succumb to their evil plot. So, this year, I want to be more consistent in my trades and investment. In short, I need more sources of capital to shore up on my portfolio. There are still many good companies that I have or have not analysed that have good potential to grow. I will post them as soon as I find time to analyse the charts.
IF this area is something that you want to embark on , I welcome you to join me in this journey of discovery and excitement. Again, I have followers (some in SG and others elsewhere) asking me to conduct an online course as they are keen to learn about my strategies. I promise to carve out time for this and will make known my decision of the dates and investment needed.

Lastly, I wish everyone a fabulous 2021 year ahead and I earnestly believe this will be our best year ahead. Take MASSIVE action Today !
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This week candles will be crucial, watch for bullish signals before adding
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Halleujah ! Praise the Lord
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